Massachusetts Car Accident Attorneys

Call police and make sure a report is generated. Massachusetts separately requires you to file your own written crash report under M.G.L. c. 90 § 26 whenever a crash causes injury, death, or property damage over $1,000. That report goes to the Registry of Motor Vehicles, your local police department, and the police department where the crash occurred, and it is due within five days. 

Photograph the scene before vehicles are moved. Capture final positions, damage to every vehicle, debris, skid marks, signals, signage, and road conditions. On corridors like Route 128, the Mass Pike, or Storrow Drive, travel lanes are cleared quickly. 

Get names and phone numbers from witnesses before they leave. 

Accept medical evaluation the same day even if you feel fine. Delayed treatment is the most common reason Massachusetts insurers dispute causation later. 

Notify your own insurer promptly and request the Personal Injury Protection application form. Say nothing about fault at the scene, including apologies, which adjusters later characterize as admissions of responsibility. 

Yes, but only after clearing Massachusetts' tort threshold under M.G.L. c. 231 § 6D. Until you do, the no-fault system bars a pain and suffering claim against the at-fault driver. 

You clear it if reasonable and necessary medical expenses exceed $2,000, or if the crash caused death, loss of a body member, a fractured bone, permanent and serious disfigurement, or substantial and permanent loss of sight or hearing. Any one of those injuries satisfies the threshold on its own, regardless of what treatment cost. 

The $2,000 route contains a trap that catches people constantly. Only expenses your PIP carrier actually pays generally count toward that figure. Once PIP shifts your bills to health insurance after the first $2,000, those payments typically do not accumulate toward the threshold. You can therefore run up substantial real medical bills and still fall short. 

Massachusetts allows three years from the crash date to file suit under M.G.L. c. 260 § 2A. Clearing the threshold opens recovery for pain and suffering, lost earning capacity, and future care. 

There is no meaningful average, and Massachusetts professional conduct rules restrict lawyers from advertising figures that create unjustified expectations. Any number you see reflects one firm's past files, not a prediction about yours. 

What determines value is identifiable. Clearing the tort threshold under a listed injury category, particularly a fracture or permanent disfigurement, positions a claim differently than barely exceeding $2,000 in expenses. Objective imaging and specialist documentation carry more weight than reported pain levels. 

Available insurance sets the practical ceiling. Massachusetts increased mandatory minimum bodily injury limits in 2025, but many drivers still carry close to the floor, which caps recovery regardless of how serious the injury is. Your own underinsured motorist coverage becomes the next source when the at-fault policy is exhausted. 

Comparative fault adjusts the figure downward by your assigned percentage. Health insurance liens, PIP reimbursement rights, and MassHealth recovery claims are then deducted before anything reaches you, which is why gross settlement and net recovery differ substantially. 

Two separate determinations happen, and people routinely confuse them. 

For insurance surcharge purposes, insurers apply the Standards of Fault codified at 211 CMR 74.00. These regulations tell carriers when to presume an operator was more than 50 percent at fault. Certain scenarios carry presumptions: rear-end collisions place fault on the following driver, left-turn crashes on the turning driver, and violations like running a red light or stop sign on the violating driver. 

If you receive a surcharge notice you disagree with, you may appeal to the Board of Appeal on Motor Vehicle Liability Policies and Bonds, which conducts a hearing independent of the insurer. 

Legal liability in an injury claim is a different question entirely, decided on the actual evidence: witness accounts, physical damage patterns, traffic laws, and testimony. A surcharge determination does not control it. 

That gap matters. Drivers presumed at fault under the regulations have prevailed on liability, and drivers cleared of surcharges have still been found negligent. 

Start with your own insurer, regardless of who caused the crash. Request the Personal Injury Protection application and return it promptly, because delay is the most common reason benefits are interrupted. 

Provide the crash report, treating provider information, and wage documentation if you are missing work. Direct your medical providers to bill PIP first. If you carry private health insurance, PIP pays the first $2,000 and then coordinates, so your providers need to know which carrier to bill at which stage. 

Report property damage separately. That claim runs through the at-fault driver's property damage liability coverage or your own collision policy, and it is unaffected by the no-fault rules governing injury. 

The bodily injury claim against the at-fault driver comes later, once treatment has progressed enough to establish whether you clear the tort threshold and what your prognosis is. 

Keep every bill, explanation of benefits, and out-of-pocket receipt. Reconstructing them months afterward is far harder than collecting them as they arrive. 

Yes. Massachusetts requires Personal Injury Protection on every auto policy, and PIP pays your medical treatment and lost income regardless of who caused the crash. 

The benefit is capped at $8,000 total. Within that, PIP covers reasonable medical expenses, up to 75 percent of lost wages, and replacement services for tasks you can no longer perform. It extends to you, your passengers, pedestrians you strike, and household members. 

The coordination rule surprises people. If you carry private health insurance, PIP pays only the first $2,000 of medical expenses, after which your health plan becomes primary. PIP then covers deductibles and copays your health insurer leaves behind, still within the $8,000 ceiling. 

That ceiling was set decades ago and has not moved. A single emergency department visit, imaging, and a course of physical therapy can exhaust it within weeks. 

No-fault benefits do not include pain and suffering, and they do not depend on proving anyone was negligent. Recovering non-economic damages requires a separate claim against the at-fault driver, which Massachusetts permits only under defined circumstances. 

Nothing upfront. Massachusetts car accident lawyers work on contingency, meaning the fee is a percentage of what they recover and there is no fee if there is no recovery. 

One third is the common arrangement, though it varies by firm and by whether the case settles before or after suit is filed. Massachusetts Rule of Professional Conduct 1.5 requires every contingent fee agreement to be in writing, signed, and to state clearly how the fee is calculated and how expenses are handled. 

Ask specifically whether the percentage applies before or after case costs are deducted, because that single detail changes your net meaningfully. Case costs typically include filing fees, deposition transcripts, medical record retrieval, and expert witness fees in disputed injury cases. 

Ask also what happens to costs if the case does not resolve favorably. Firms differ on whether those are absorbed or billed. 

Initial consultations for injury claims are ordinarily free, including in Boston, and you should not be asked for a retainer. 

It depends on what your claim actually involves. 

For a minor collision with no injuries and a straightforward property damage claim, representation rarely changes the outcome enough to justify the fee. Insurers resolve those claims routinely. 

The calculation changes when injuries are involved. Massachusetts' tort threshold means a claim either qualifies for pain and suffering damages or it does not, and that assessment depends on how treatment is documented in the early weeks. Once records are created, they are difficult to supplement. 

Get advice before giving any recorded statement, before signing medical authorizations that release your entire history, and before accepting a settlement that closes your claim permanently. 

Certain situations warrant it regardless: disputed liability, a surcharge you intend to appeal, an at-fault driver with minimum or no coverage, injuries requiring surgery or ongoing care, and any crash involving a commercial vehicle, rideshare, or municipal vehicle. 

Because consultations are free and fees are contingent, the assessment itself costs nothing, which makes an early conversation worthwhile even when you ultimately handle the claim yourself. 

Whether through a personal injury insurance claim or lawsuit, you can recover damages with the help of a personal injury lawyer from our team. To ensure we account for your damages in full, we will separate your losses into two categories: economic and non-economic damages. Consider the following losses our personal injury attorneys can seek:

Economic Damages Are Your Financial Losses

Our team evaluates your economic damages by assessing your injury-related receipts, invoices, and billing statements. We may also consult with field professionals (like healthcare providers) to learn more about your expenses.

Examples of economic damages in your personal injury claim may include:

• The costs of repairing or replacing your car
• Childcare and household maintenance fees
• Loss of income and other job-related losses
• Diminished future earning capacity
• Current medical expenses, including your hospital stay and ambulance bills
• Ongoing medical care expenses, such as rehabilitative therapy

You can also recoup the cost of anything you spend out of pocket due to your motor vehicle accident, like a rental car.

Non-Economic Damages Relate to Your Intangible Losses

In addition to recovering your economic losses, you could also recover non-economic damages. These do not have set financial values and are entirely subjective. This means your pain and suffering could be worth more than someone else’s in the same accident.

Compensable non-economic damages in your Massachusetts car accident case could include:

• Reduced quality of life
• Inconvenience
• Loss of companionship and love
• Loss of society and support
• Loss of guidance and protection
• Loss of enjoyment of life
• Physical pain and suffering
• Emotional distress

Wrongful Death Damages

If your loved one suffered a fatal car accident, our Massachusetts wrongful death lawyers can seek compensation that can help you cope in their absence. Our legal team can seek awards for the following losses:

• Your loved one’s medical bills
• The income they contributed to the household
• Loss of consortium for the companionship they offered
• Funeral expenses, including burial or cremation services

Usually, the representative of the deceased’s estate files the wrongful death lawsuit, but the court can appoint one if needed. Our attorneys can determine which person in your family can take legal action. 

While you grieve your loved one in peace, we can handle the legal process. We will work to hold a negligent driver or any other liable party responsible for your loss. 

Various forms of negligence can cause or contribute to traffic accidents. Sometimes, negligence involves one or more parties violating traffic laws, such as by:

• Speeding
• Failing to yield the right of way
• Engaging in distracted driving
• Making an improper lane change or failing to use a blinker
• Failing to stop at a light or a traffic sign
• Tailgating
• Driving on the wrong side of the road
• Driving too fast for the road conditions
• Driving under the influence of drugs or alcohol

Our lawyers can use a variety of evidence to establish the four elements of negligence in your car accident case. Specifically, we will work to prove that:

• Another party owed you a basic duty of care to keep you reasonably safe on the road. 
• They breached that duty through some action or inaction.
• Their breach led to your auto collision.
• You suffered physical injuries and financial losses due to the accident. 

Our legal team can use police reports, testimony from accident reconstruction experts, traffic camera footage, and other forms of evidence to demonstrate another party’s negligence. 

Various parties may share liability for a car accident. Our Massachusetts lawyers’ job is to identify anyone who caused or contributed to your accident and seek compensation from them based on their share of the fault. 

Take a look at some of the potentially responsible parties.

Another Driver

Obviously, the driver who is directly involved in the accident may bear the fault. Sometimes, even a third-party driver may be involved. For example, if you experienced a three-car pileup, our legal team will have to investigate each driver to see if they acted negligently in any way and contributed to the accident. 

You can imagine how complicated it can be to deal with multiple insurers in a case like this. Insurance adjusters may go back and forth, denying liability. Our lawyers will present the evidence to them to seek fair compensation. If this means refuting an insurance adjuster’s determination of fault, we will have your back. 

An Employer

Sometimes, commercial vehicles are involved in car accidents, which may make a driver’s employer liable for damages. For example, in a rideshare accident case in Massachusetts, our legal team will have to look into the status of the rideshare drive at the time of the collision. Their status on the rideshare app will determine whose insurance provider you would file a claim with. 

Once again, negotiations with insurers can get complicated in cases like these, but our car accident team can fight for the settlement you deserve. 

An Auto Parts Manufacturer or a Mechanic

Human error may not be the only factor that contributed to your car accident. Sometimes, defective auto parts, such as faulty brakes or airbags, play a role as well. If this is the case, you would be able to pursue a negligent manufacturer for compensation, as well. Also, if a mechanic worked on your car and failed to ensure it was safe to drive, they could also bear liability for your losses. 

Our legal team can investigate the vehicles involved in your crash to determine if a defective auto part was to blame. 

A Government Entity

Hazardous road conditions can also cause car accidents. Local municipalities have a responsibility to design safe roads and maintain them. If a hazard occurs due to a government entity’s failure to keep its roads reasonably safe, we can work to hold it accountable. 

Keep in mind that seeking compensation from a government entity requires unique steps, and you generally have a shorter deadline to take legal action. Our team can get to work on your case as soon as you call us to help you seek fair financial recovery. 

There’s a reason why we have five-star ratings across multiple platforms. That’s because our clients know that we do everything possible to resolve their cases and get the money they deserve. Some of our previous outcomes include:

• $7.1 million after a commercial truck hit our client
• $1.4 million after our client (a doctor) suffered a collision
• $1 million after our client suffered a T-bone crash

We understand that few families are prepared to deal with the cost of accident injuries. You can trust that with our team advocating for you, we’ll fight for everything you need and deserve. 

When you choose Ged Lawyers to take on your car accident claim:

• Our team will thoroughly investigate how your car crash happened. We use evidence to bolster your claim and convince the liable party to settle.
• Your car accident lawyer will negotiate with the insurance company and fight for a reasonable settlement offer. 
• We will return your calls promptly and answer questions or concerns in a timely manner. That way, you never have to wonder about your case’s progression. You’ll know for sure how things are going.
• Your car accident attorney will document your damages, so we pursue everything you need to start rebuilding your life.

The insurance company isn’t on your side. It might hope to pay as little money as possible to settle your claim. That’s where we come in. We have one goal: recovering the compensation your family needs. We prioritize your goals above all else throughout our partnership.

If an Insurance Company Refuses to Offer a Fair Settlement

If the insurance company won’t settle, we can file a lawsuit against the at-fault party in civil court. This does not necessarily mean that your case will go to trial. Sometimes, insurers settle beforehand. Still, we stand ready to represent you before a judge or jury, regardless. 

In some cases, we may even suggest beginning with legal action. It all depends on the specifics of your case. What we can promise is that we will use every resource available to pursue the best possible outcome. 

Whether we are filing an insurance claim or a lawsuit, our Massachusetts car accident attorneys can:

• Handle all the paperwork 
• Meet important deadlines
• Handle the communications with insurers and defense attorneys

We want to take the stress off your shoulders as much as possible so that you can focus on your health. 

You may be worried about affording a lawyer, but you don’t have to with Ged Lawyers because we work on a contingency-fee basis. This agreement allows you to partner with a lawyer without paying anything upfront. Instead, your lawyer finances your case’s obligations, such as its filing costs and administrative fees. What’s more, a portion of your settlement pays for our help—not your savings account. 

This way, you can access legal representation without risking any more financial loss. You also have the peace of mind that our legal team is working hard to win your case. You can learn more about this risk-free arrangement during your free case review.

We Provide Client-Focused Legal Care

We understand that no two car accident cases are the same. That’s why we make it a point to provide client-focused legal care. Instead of applying a standardized approach to a case, we will listen to your story and tailor a legal strategy to suit your unique circumstances. 

We will also make ourselves available to answer your questions throughout the legal process. We never want you to feel left in the dark about your case. You will be able to reach out to us for updates, and we can explain what is happening. You will always have the final say when it comes to your case. 

In Massachusetts, there is a strict statute of limitations for personal injury lawsuits outlined in Massachusetts General Laws Chapter 260 section 2A. Generally, if you don’t file your lawsuit within three years of the accident, the civil court system could dismiss your case. If you are filing a wrongful death lawsuit, you generally have the same amount of time—three years—to file. 

Our team manages all of your case’s deadlines, including the statute of limitations. Instead of ticking off days on your calendar, anxious about missing the deadline, you can rest easy knowing we’re handling everything.

Still, it takes time for a legal team to investigate an accident, gather evidence, and negotiate with insurers. None of these steps stall the deadline for filing a lawsuit, though. The sooner you begin working on your case, the better we can protect your right to take legal action against a negligent party. 

While searching for a dedicated Massachusetts car accident attorney, look no further than our team at Ged Lawyers. We are passionate about advocating for accident victims and their families, but you don’t have to take our word for it. Check out some of our most recent client testimonials and reviews:

• “Ged Lawyers has made it very easy for us to work with them. We have a main contact who we can always speak to when we have questions. They have been very successful in recovery for our company and do all the work behind the scenes, which allows my staff to stay focused on their daily tasks.” –Robbin
• “I had a great experience working with Ged Lawyers; they were great at communicating with me, and I found them very helpful. They were also caring, and they advocated for and represented me very well, producing a positive outcome! Very professional as well, definitely recommend.” –Andrea
• “Ged Lawyers have been a great law firm to work with. The staff is excellent. Their representative that visits our office is very friendly and knowledgeable. I would recommend them as they are great at what they do.” –David

Our aim is that at the conclusion of your personal injury case, you’ll feel similarly about working with our team.

Our legal team at Ged Lawyers can handle your case from start to finish, but there are a few ways you can support it, too. Consider the following suggestions on what to do and what to avoid after a car accident.

Prioritize Medical Treatment After a Car Accident

Nothing comes before your health, and even seemingly minor injuries can lead to long-lasting conditions if left untreated. For example, even soft-tissue injuries can lead to chronic pain. The best thing you can do to protect your well-being and your case for compensation is to see a doctor. Even if you did not require emergency medical services at the accident scene, see your general care provider as soon as possible.

They can assess your accident injuries and provide a treatment plan. Make sure you follow through with your doctor’s orders. Our auto accident attorneys can use your medical records to substantiate your claim. The last thing you want is for an insurance adjuster to undervalue or deny your claim by arguing that you delayed treatment and contributed to your losses.

You deserve a fair settlement for your losses. You also deserve the best chance at making your maximum medical recovery from your physical injuries. Our auto accident lawyers can work with your doctors to support your case.

Avoid Posting About Your Car Accident on Social Media

Social media has become so commonplace in our lives, but you should be careful what you post on it after a car accident. Avoid posting pictures of the accident damage, such as your property damage and injuries. Do not reveal the identity of the other drivers involved, either. It’s best to avoid posting anything about the accident.

Even if your profile is set to private, you never know what insurance adjusters may be able to see. Do not accept friend invitations from anyone you do not know after an accident, either. It’s better to be safe than sorry when it comes to your accident claim.

Be Careful What You Say to Insurance Adjusters

After a car accident, you will have to notify your insurer, even if you are not making a claim with your own provider. The other driver’s insurer may also contact you for a statement. You have the right to refer an insurance adjuster to your lawyer. If you have to give a statement, it’s best to stick to the basic facts about the accident, such as the time, location, and vehicles involved. 

Do not speculate on who bears the fault for the accident. Do not answer any questions about your injuries, either. Remember, even if you feel fine now, some accident injuries, like whiplash, can have latent symptoms. You can simply say you are seeing a doctor. 

Document Your Version of the Accident

Our legal team will handle evidence collection for you, but there are ways you can streamline the process. If you were able to take any pictures at the scene of the accident, save them and give them to your lawyer. If you were able to get the contact information of any eyewitnesses, you can also share this information with your lawyer. 

Additionally, save any accident-related receipts, such as medical bills. You may accumulate more as your case progresses, and you can stay in touch with your lawyer and share these documents. 

It’s also a good idea to write down your version of events as soon as possible after an accident. This will help you remember important details that could shed light on another party’s negligence. You can use this documentation during your free initial consultation. Our legal team will want to listen to your story. 

Car accident claimants in Massachusetts can turn to Ged Lawyers for help. You deserve time to focus on your health and recovering from your injuries, not hassle with the legal process. Our car accident lawyers can take on the legal legwork so that you can get back to your life. We aim for fair compensation so that you aren’t left paying for your accident-related losses. 

Today, you can start a free consultation about partnering with our legal team. We’re eager to meet you, learn your story, and set your case in motion. To get started, call now.